Terms of Service

By accessing, browsing, or using StockValu8or.com ("Website," "Platform," or "Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and StockValu8or.

If you do not agree to these Terms in their entirety, you must immediately discontinue use of the Website and all associated services.

StockValu8or.com is provided as a free-to-use platform for financial analysis and research. While we do not charge for access to our tools and data, we require proper attribution when our services are used.

Acceptable citation formats include:

• "Source: StockValu8or.com"
• "Data provided by StockValu8or.com"
• "Analysis powered by StockValu8or.com"

StockValu8or.com aggregates financial data from authorized third-party providers. Our primary data source is:

• Financial Modeling Prep (FMP) API — Providing real-time and historical market data, financial statements, and company fundamentals

Users acknowledge that:

• Financial data may be subject to delays or inaccuracies
• Historical performance does not guarantee future results
• All analysis tools provide estimates, not certainties
• Data should be cross-referenced with official sources

The content, tools, and analysis provided on StockValu8or.com are for informational and educational purposes only. Nothing on this Website constitutes:

• Investment advice or recommendations
• Financial, legal, or tax advice
• An offer or solicitation to buy or sell securities
• A recommendation of any specific investment strategy

By using StockValu8or.com, you acknowledge that:

• You are solely responsible for your investment decisions
• We are not registered investment advisors or broker-dealers
• Our tools are for research purposes only
• You will seek professional advice when needed

All content on StockValu8or.com, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, software, and the compilation of all content, is the exclusive property of StockValu8or or its content suppliers and is protected by intellectual property laws.

You may not:

• Reproduce, distribute, or republish any content without proper attribution
• Modify, create derivative works, or reverse engineer any part of the Website
• Use the Website for any commercial purpose without written permission
• Remove or alter any copyright, trademark, or proprietary notices

StockValu8or.com and its content are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties of accuracy, completeness, or currentness of information
• Warranties of uninterrupted or error-free operation

To the fullest extent permitted by law, StockValu8or shall not be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Investment losses or trading losses
• Damages resulting from reliance on any information provided

We reserve the right to modify, update, or replace these Terms of Service at any time at our sole discretion. Changes will be effective immediately upon posting to the Website.

We will indicate the date of the last update at the top of this document. Your continued use of StockValu8or.com after any changes constitutes acceptance of the modified Terms.